U.S. Department of Homeland Security, Federal Emergency Management Agency
Flood Mitigation Assistance
Federal program · program number 97.029 (the federal Assistance Listing number) · also called “Flood Mitigation Assistance Grants (National Flood Insurance Act Sec 1366)”
Key facts
- Type of help
- Project grant
- Typical award
- From Fiscal Year (FY) 1996 to FY 2019, FMA obligated over $1.5 billion in federal share mitigating over 8,000 properties insured by the NFIP. The smallest award submitted for FY22 was $25,000. The largest award...
- Deadlines
- Contact the headquarters or regional location, as appropriate for application deadlines
What it pays for
Objectives
The Flood Mitigation Assistance (FMA) grant program makes federal funds available to states, U.S. territories, Federally Recognized Tribal governments, and local governments to reduce or eliminate the risk of repetitive flood damage to buildings and structures insured under the National Flood Insurance Program (NFIP). It does so with a recognition of the growing flood hazards associated with climate change, and of the need for flood hazard risk mitigation activities that promote climate adaptation, equity, and resilience with respect to flooding. These include both acute extreme weather events and chronic stressors which have been observed and are expected to increase in intensity and frequency in the future. From Fiscal Year (FY) 1996 to FY 2019, FMA obligated over $1.5 billion in federal share mitigating over 8,000 properties insured by the National Flood Insurance Program.
Performance Measures
The following key performance indicators provide strategic and relevant information to decisionmakers and stakeholders about FMA�s progress and success toward achieving goals and objectives, and are based on measurable data that are available or could be feasibly collected:
� Total number of NFIP-insured properties selected that are FMA and/or NFIP defined Severe Repetitive Loss (SRL), Repetitive Loss (RL), and Substantially Damaged.
� Total federal cost share funding invested in Justice40 Communities identified using version 1.0 of the Climate and Economic Justice Screening Tool (CEJST).
� Total dollar amount of flood losses avoided in projects or communities...
Who can apply
Each state, territory, the District of Columbia, and federally recognized tribal government shall designate one agency to serve as the applicant for FMA funding. The designee is strongly encouraged to conduct outreach with disadvantaged communities as referenced in EO 14008 prior to and during the application process. Each applicant�s designated agency may submit only one FMA grant application to FEMA. Subapplications under which two or more entities would carry out the award are eligible, such as a multi-state or multi-tribal initiative; however, only one entity may be the applicant with primary responsibility for carrying out the award. Communities, including local governments, cities, townships, counties, special district governments, and tribal governments (including federally recognized tribes who choose to apply as subapplicants), are considered subapplicants and must submit subapplications to their state/territory/tribal applicant agency. Certain political subdivisions (for example, regional flood control districts or county governments) may apply and act as subapplicants if they are part of a community participating in the NFIP where the political subdivision provides zoning and building code enforcement or planning and community development professional services for that community. Contact information for the State Hazard Mitigation Officers (SHMOs) is provided on...
How applications are judged
Refer to Notice of Funding Opportunity posted on www.Grants.gov for information on criteria for selecting proposals.
Match
Statutory Formula: Cost share is required for most subapplications funded under this program. FEMA may contribute the federal cost share funding if available, as follows:
i. Capability and Capacity Building Activities federal cost share options:
a. Up to 90% federal cost share funding if the average Centers for Disease Control and Prevention (CDC) Social Vulnerability Index (SVI ) score is not less than 0.5001 for the benefiting area(s) substantiated by a benefiting area map. The activity must be funded by the BIL, or
b. Up to 75% federal cost share funding if a higher federal cost share is not available.
ii. Localized Flood Risk Reduction Project federal cost share options:
a. Up to 90% federal cost share funding if the average CDC SVI score is not less than 0.5001 for the project benefiting area containing NFIP-insured properties, and the activity must be funded by the BIL,...
Examples of funded projects
Fiscal year 2020: Mitigation projects that address community flood risk for the purpose of reducing NFIP flood claim payments
Fiscal year 2021: Example of eligible project types include: acquisition-demolition and acquisition-relocation; elevation of existing structures to the Base Flood Elevation (BFE) or an Advisory Base Flood Elevation (ABFE) or higher; minor localized flood risk reduction projects; and dry-flood proofing (historic properties and non-residential structures).
Fiscal year 2023: Risk reduction activities that lessen the impact of disasters on infrastructure, people, and property. Risk-informed planning and prioritization of mitigation needs.
Who in Tennessee has won this program
31 awards to Tennessee groups since 2019. Largest shown:
Past Tennessee winners
| Past winner | Where | Amount | Fiscal year |
| Tennessee Emergency Management Authority | Nashville, Davidson County | $1.2M | 2020 |
| Metro Water Services, Stormwater Division | Nashville, Davidson County | $914K | 2019 |
| Metro Nashville & Davidson County | Nashville | $882K | 2015 |
| Metropolitan Government of Nashville & Davidson County | Nashville, Davidson County | $497K | 2017 |
| City of Cleveland, TN | Cleveland | $328K | 2016 |
| City of Knoxville, Tennessee | Knoxville | $276K | 2019 |
| City of Cleveland, TN | Cleveland | $212K | 2014 |
| Hamilton County, TN | Chattanooga, Hamilton County | $184K | 2019 |
| State of Tennessee | Nashville | $177K spent that year | 2025 |
| Metro Nashville-Davidson County | Nashville | $147K | 2007 |
| Metro Nashville-Davidson County | Nashville | $132K | 2005 |
| Nashville, City of & Davidson County | Nashville | $98K | 2000 |
Source: USAspending.gov, OpenFEMA, Federal Audit Clearinghouse.
Federal Emergency Management Agency (FEMA), OpenFEMA Datasets: FEMA Non-Disaster Assistance Firefighter Grants - v1 and HMA Subapplications - v2. Retrieved Oct 18, 2026, 5:52 AM CDT. This product uses the Federal Emergency Management Agency's OpenFEMA API, but is not endorsed by FEMA. The Federal Government or FEMA cannot vouch for the data or analyses derived from these data after the data have been retrieved from the Agency's website(s).
Tennessee groups that got this money through Tennessee Emergency Management Agency
This federal money also reaches local groups as pass-through grants. In Tennessee, Tennessee Emergency Management Agency passes it on: watch that agency for applications, not the federal agency. 2 pass-through grants on file. Largest shown:
Source: USAspending.gov pass-through reports (the first recipient reports each one of $30,000 or more).
Official program listing (SAM.gov)
Program website