U.S. Department of Agriculture, Rural Housing Service
Very Low-Income Housing Repair Loans and Grants
Key facts
- Open now
- 1 grant
- Type of help
- Project grant, loan
- Typical award
- FY 2023 average grant amount is $8,029. FY 2024 average grant amount is $11,618. FY 2023 average loan amount is $7,301. FY 2023 average loan amount is $8,927.
This program offers loans or loan guarantees, which must be repaid.
Open now
- Section 504 Home Repair Loans & Grants (Tennessee) · Rolling: apply any time
What it pays for
Improve quality of life for very low-income owner-occupants in rural areas.
Who can apply
Applicants must own and occupy a home in a rural area; and be a citizen of the United States or reside in the United States after having been legally admitted for permanent residence. Loan recipients must have sufficient income to repay the loan. Grant recipients must be 62 years of age or older and be unable to repay a loan for that part of the assistance received as a grant. Applicant's income may not exceed the very low-income limit set forth in RD Handbook.
Match
None required (federal program listing).
Examples of funded projects
Fiscal year 2025: Funds have been used to replace furnaces and roofs, install entry ramps, and more.