Department of Homeland Security - FEMA · Department of Homeland Security
Fiscal Year 2026 Flood Mitigation Assistance Swift Current
In short: A grant from Department of Homeland Security - FEMA. Open to tribal government or state government.
Key facts
- Deadline
- Accepts applications through Jan 31, 2028. Rounds may close sooner: check the notice
- Award size
- Not stated: see the official notice
- Total available
- $600M
- Match ?
- Required · Work out your budget and match
- Who can apply
- Tribal government, State government, and others named in the official notice
- Where
- Anywhere in the U.S., including Tennessee
How this fits you
- Available in Knox County (nationwide program)
- Needs a match (see how much in the notice)
Tell us who you are to see whether you're eligible.
About this grant
FMA Swift Current aims to better align the delivery of FMA flood mitigation funding to the disaster survivor experience. The FMA grant program makes federal funds available to states, U.S. territories, federally recognized Indian/Native American Tribal Governments, and local governments to reduce or eliminate the risk of repetitive flood damage to buildings and structures insured under the National Flood Insurance Program (NFIP), and within NFIP-participating communities. FMA funds a variety of flood mitigation activities that are designed to reduce flood risk to NFIP policyholders in an effort to reduce the NFIP’s financial exposure.
Who can apply, from the official notice
US Territories; District of ColumbiaLocal governments must apply through their State or Territory
Official notice: https://simpler.grants.gov/opportunity/4802584e-01a8-4435-9ce9-710fbc85cba0 · Printed from grantme.click/grants/d6d5f5b4-3499-4b1c-8159-6536f9a9e348
View on Grants.gov Add deadline to my calendar
Your schedule, working back from the deadline
- Oct10
Check that your SAM.gov registration is active (or start it now)
Grants.gov: allow up to 10 business days for SAM registration, weeks or months if information isn't verified. It must be renewed every year. Grants.gov - Jan10
Ask partners for letters of support or commitment
Suggested: partners need about three weeks to write and sign letters. - Jan24
Finish a complete draft for a final review
Suggested: leave about a week for someone else to read the draft. - Jan28
Submit
Suggested: submit a few days early. Agency portals can slow down near deadlines. - Jan31
Deadline
From the funder.
Save this grant to put these dates in My grants and your private calendar.
Writing the need statement? Knox County facts with citations.
What the official notice requires
Pulled from the official notice FY2026_FMA_Swift_Current_NOFO_Final_07-10-2026_508.pdf (59 pages) so you can see the requirements at a glance. Each item shows the notice's own words. Open the page to read it in context.
Award size and project length
Project period: 36 months · p. 5
“Variable Budget Period: 36 months from date of award Have questions?” Open page 5
Award amounts here are for the whole project · p. 58
“Appendices Appendix 1 Applicant Management Cost Share Example An applicant has received multiple subapplications with total project costs of $1,000,000.” Open page 58
Registrations you need first (4)
SAM.gov, Grants.gov · p. 3
“If you believe you are a good candidate for this funding opportunity, secure your System for Award Management (SAM.gov) and Grants.gov registrations now.” Open page 3
Unique Entity ID (UEI) · p. 3
“This includes having a Unique Entity Identifier (UEI).” Open page 3
Login.gov · p. 3
“Doing so requires a Login.gov registration as well.” Open page 3
FEMA GO · p. 17
“Applicant requests for management costs must be submitted in a separate management costs subapplication in FEMA GO.” Open page 17
Registration is free but can take weeks, so start now, not when the deadline is close. Get-ready checklist
What to submit
Resumes or bios of key staff · p. 8
“Subapplicants/subrecipients must submit short bios and resumes.” Open page 8
Budget narrative / justification · p. 12
“Budget narrative The applicant and subapplicant must ensure they provide the correct cost share for their actual project costs.” Open page 12
Form SF-424 · p. 25
“Applicants should review these forms at SF-424 Family | Grants.gov before applying to ensure they are providing all required information. 1.” Open page 25
Form SF-424A · p. 25
“SF-424A, Budget Information (Non-Construction)” Open page 25
Form SF-424C · p. 25
“If construction is permitted under the program, submit SF-424C, Budget Information (Construction), instead of SF-424A 4.” Open page 25
Form SF-424B · p. 25
“SF-424B, Standard Assurances (Non-Construction)” Open page 25
Form SF-424D · p. 25
“If construction is permitted under the program, submit SF-424D, Standard Assurances (Construction), instead of SF-424B 5.” Open page 25
Form SF-LLL · p. 25
“SF-LLL, Disclosure of Lobbying Activities B.” Open page 25
Audit or financial statements · p. 41
“Single Audit Reports A recipient expending $1 million or more in federal awards (as defined by 2 C.F.R. § 200.1) during its fiscal year must undergo an audit.” Open page 41
Timeline or schedule of completion · p. 43
“Processing and Payment Timeline FEMA must comply with regulations governing payments to grant recipients per 2 C.F.R. § 200.305.” Open page 43
Cost share or match
Cost share / match · p. 11
“Generally, the cost share for this program is up to 75% federal and 25% non-federal funding.” Open page 11
Cost share / match · p. 11
“FMA Defined Severe Repetitive Loss (SRL) Properties Severe repetitive loss properties are eligible for an increased cost share up to 100% federal funding.” Open page 11
Cost share / match · p. 11
“FMA Defined Repetitive Loss (RL) Properties Repetitive loss properties are eligible for an increased cost share up to 90% federal and 10% non-federal funding.” Open page 11
Cost share / match · p. 12
“Cost Share Example If the total cost of the activity is $400,000 and the non-federal cost share is 25%, then the non-federal contribution is $100,000 (25% of $400,000 is $100,000).” Open page 12
Mistakes that get applications rejected (3)
Could get your application rejected: Statewide plans will not be accepted as multi-jurisdictional plans. · p. 9
“Statewide plans will not be accepted as multi-jurisdictional plans.” Open page 9
Late or not validated: Applications not received by the application submission deadline will not be accepted. · p. 23
“Applications not received by the application submission deadline will not be accepted.” Open page 23
Unresolved civil-rights or legal findings: Are presently excluded or disqualified; 2. · p. 41
“Are presently excluded or disqualified; 2.” Open page 41
Files from the official listing
The notice, forms and templates the agency attached.
- FY2026_FMA_Swift_Current_NOFO_Final_07-10-2026_508.pdf (739 KB)
FY2026_FMA Swift Current_NOFO_Final_07-10-2026_508.pdf
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About the federal program
Flood Mitigation Assistance (FMA) Swift Current
Program number 97.144 (the federal Assistance Listing number) · U.S. Department of Homeland Security, Federal Emergency Management Agency · Grant
Match
Mandatory. Generally, the cost share/matching is at least 25% and can be up to 0% for eligible projects.
Cost share is required for most applications and sub applications funded under this program. FEMA may contribute the federal cost share funding if available, as follows:
A. Management Costs: The applicant's management cost is up to 10% of the aggregate of all total sub application budgets. Management costs are inclusive of the maximum set-aside, not in addition to it.
B. Individual Flood Mitigation Projects Federal Cost Share Options and Definitions:
1. Up to 100% federal cost share funding for FMA-defined Severe Repetitive Loss (SRL) properties, as defined in 42 U.S.C. � 4104c(h)(3)(B)(i) or (B)(ii).
2. Up to 90% federal cost share funding for FMA-defined Repetitive Loss (RL) properties as defined in 42 U.S.C. � 4121(a)(7).
3. Up to 75% federal cost share funding if a higher...
Examples of funded projects
Fiscal year 2025: Risk reduction activities that lessen the impact of disasters on people, and property. Individual Flood Mitigation Projects.
Fiscal year 2026: Risk reduction activities that lessen the impact of disasters on people, and property. Risk-informed planning and prioritization of mitigation needs. Individual Flood Mitigation Projects and project scoping.